When combined with free scholarship and other financial aid opportunities, grants
can significantly decrease, if not completely cover, your financial needs. Unlike
loans, grants do not need to be repaid. Unlike federal work-study there is no labor
involved. When you submit a Free Application for Federal Student Aid (FAFSA), you are automatically considered for government need-based grants.
- Pell Grant: The Pell Grant is one of the most popular types of federal financial aid. You are
not required to pay back a Pell Grant after you graduate.
- CAP Grant: The College Access Program (CAP) grants are awarded to Kentucky residents enrolled
in at least six semester hours (half time). To qualify for a CAP Grant, the total
Expected Family Contribution (EFC) toward your educational expenses cannot exceed
$5,234. CAP Grants are awarded on a first come, first serve basis. You may login to KHEAA and view your account to see if you received the CAP grant or any additional state
scholarships. You are not required to pay back a CAP grant.
- FSEOG Grant: A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates
with the lowest Expected Family Contribution (EFC). You are not required to pay back
an FSEOG after you graduate. Not every eligible student will receive an FSEOG. Students
at Big Sandy Community and Technical College will be awarded an FSEOG based on availability